City and Borough of Juneau
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Community Development Department
CBJ Floodplain Management
Montana Creek Road floods August 20, 2011
NEW CBJ FLOOD MAPS & STUDY (dated August 19, 2013)
Quick Facts about the new Flood Map & Study:
Other important issues about the new Flood Map
Click here for Previous Flood Maps & Studies
National Flood Insurance Program
In addition to adopting new flood maps and insurance study for increase flood awareness for the community, the CBJ also adopted new flood regulations to protect the community from flood damage. By adopting those three eleements, the CBJ will continue to comply with the National Flood Insurance Program (NFIP). This voluntary program is governed by FEMA and allows communities to purchase flood insurance. Homeowners insurance does not cover flooding events. In order to receive flood insurance, communities must participate in the NFIP and adopt and enforce special construction standards, flood maps, and insurance studies as tools for flood protection. You can read more about the National Flood Insurance Program at the following website: http://www.fema.gov/business/nfip/index.shtm.
According to FEMA, any building located in a high-risk flood zone (Zones A & V) that has a federally-backed mortgage must carry flood insurance. This insurance is not provided under your typical homeowner’s (or business, rental, etc.) insurance package. Lenders are required by federal law to ensure that a building in a high-risk flood zone carries flood insurance through the life of the loan. If you're located outside of a high risk flood zone, you may purchase flood insurance. Floods can occur beyond the high risk flood zone line.
For more reading about flood awareness, flood insurance agents, flood damage cots, etc. go to Flood Smart.
For any flood-related questions or comments, please contact Eric Feldt by phone, at (907) 586-0764, or email to Eric_Feldt@ci.juneau.ak.us.