July 15, 2013 - Assembly approves new Flood Map, associated Flood Insurance Study, and regulations;
Effective on August 14, 2013
New Flood Maps
Montana Creek Road flooded August 20, 2011
The City & Borough of Juneau (CBJ) has approved a new set of Flood Insurance Rate Maps and associated Flood Insurance Study from the Federal Emergency Management Agency (FEMA). This map set and study will replace those dated 1981 & 1990. The new map set and study will become effective on August 14, 2013.
Quick facts about the new maps & study:
- Overlay map onto aerial photograph for more accurate flood zone determination
- Flood elevations and zones rely on 2001 LiDAR (Light Detection & Ranging) contour data
- New map removes 272 buildings from Zones A & V (High Risk Flood Zone)
- These owners might drop flood insurance
- New map adds 226 buildings into Zones A & V (High Risk Flood Zone)
- These owners will likely start paying for flood insurance
- Any errors in the maps can be more easily identified and then later corrected
According to FEMA, any building located in a high-risk flood zone (Zones A & V) that has a federally-backed mortgage must carry flood insurance. This insurance is not provided under your typical homeowner’s (or business, rental, etc.) insurance package. Lenders are required by federal law to ensure that a building in a high-risk flood zone carries flood insurance through the life of the loan.
Areas of the new flood map may contain errors or insufficient data for accurate mapping. If you believe the new flood map inadvertently puts your building/ property in a high-risk flood zone, you might be able to remove your building/ property through an approved map amendment or revision. Please contact Eric Feldt, CBJ Planner, (ph: 586-0764) to learn more about this opportunity.
New Flood Maps
Areas in blue in the 2013 aerial photograph flood maps represent areas that would be flooded during a 100 year flood event. These areas are also flood zones where flood insurance is required to be purchased.
The 2013 New Flood Insurance Study can be found here.
Click HERE to view this FEMA letter for previously-approved Map Amendments that may affect your property. Please contact the Permit Center with any questions about this list (907) 586-0770.
To find out if you’re eligible for Grandfathering effects read this document and speak to your Insurance provider.
If you would like to submit public comment about the new flood maps or study, please contact Eric Feldt by phone at (907) 586-0764 or email Eric_Feldt@ci.juneau.ak.us.
Click here to see the recommended fixes to the new flood map.
National Flood Insurance Program
The CBJ plans on adopting new flood maps and an insurance study that will not only provide better flood protection for the community, but will also meet the requirement of being part of the National Flood Insurance Program (NFIP). This voluntary program is governed by FEMA and allows communities to purchase flood insurance. Homeowners insurance usually does not cover flooding events. In order to receive flood insurance, communities must participate in the NFIP and adopt and enforce special construction standards, flood maps, and insurance studies as tools for flood protection. You can read more about the National Flood Insurance Program at the following website: http://www.fema.gov/business/nfip/index.shtm
For any flood-related questions or comments, please contact Eric Feldt by phone, at (907) 586-0764, or email to Eric_Feldt@ci.juneau.ak.us.